Good lord, how on earth can you do any retirement planning in 2009. You really should remain focused on your previous path. If you’re moving into the wealth preservation, however, I strongly recommend considering converting assets into gold. There are many ways you can do this, with some even offering free storage. The reason for this is simple: inflation. Inflation is about to go through the roof, especially if your assets are in US dollars. This will hit the lower class and the saver class the hardest and first. It would not take long for a $1,000,000 nest egg to get cut in half. In fact, the Federal Reserve Board says its inflation goal is 2%. That means any asset in US dollars will be cut in half within a generation.